0% APR Finance


Spreading the cost of your purchase across monthly payments is easy - we offer Novuna 0% APR Finance. 

Looking for Cyclescheme? You can find all the details here.

NOVUNA

6 or 10 months 0% APR Finance is available on all bikes and framesets, excluding pre-order bikes, framesets and selected sale items. 

You can complete your online transaction in these four easy steps:

• Add items to your basket. All items available with interest free credit will display a message containing further information on all available options.
• Checkout using Novuna as your payment method. Choose from the range of finance options made available to you by Novuna. You will be given a breakdown of your monthly payment, deposit due and the overall cost of your purchase.
• Complete your online finance application. A quick and easy process that takes just minutes to complete
• Receive your instant decision. As soon as your application is approved, we'll process your order.

Note - purchases are not confirmed until a finance application has been completed and approved in full. Once approved your order will be fulfilled and dispatched. 

Please note that finance may not be available on sale/clearance models. 
 


 Novuna Terms and Conditions

Consumer finance on Saracen.co.uk is provided by Novuna Finance, a credit broker, not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC.

0% APR finance is usually only available on non-discounted bikes with a value of £499.99 and over. Providing a qualifying bike is included in your order, finance can be taken out against all products in your basket.

In order to safeguard against fraudulent applications, we can only deliver goods to the home address of the applicant.

All offers of finance are subject to acceptance by Novuna. Saracen accepts no liability in relation to the credit analysis and resulting contractual obligations between yourself and Novuna.

Please direct all enquiries in writing to Novuna.

We advise all applicants to keep a copy of the Terms and Conditions, invoice and any other documents relating to the financing application for your records.

Saracen reserves the right to change these Terms and Conditions at any time.

For more information, please visit Novuna.

Saracen is registered in England & Wales 00706712.

Registered Office: Buckingham House, West Street, Newbury, Berkshire, RG14 1BD. Saracen acts as a credit broker and only offers credit products from Novuna Finance, a credit broker, not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC.  Credit provided subject to age and status.