Finance

Spreading the cost of your purchase across monthly payments is easy – we offer Novuna 14.9% APR Finance for up to 36 months.

Looking for Cyclescheme? You can find all the details here.

NOVUNA
14.9% APR financing for 6, 12, 18, 24, or 36 months on all bikes and framesets. Excludes pre-order items, framesets, and selected sale products. (Subject to status, minimum spend applies).

You can complete your online transaction in four easy steps:

1.     Add items to your basket. All items available with finance will display a message containing further information on all available options

2.     Checkout using Novuna as your payment method. Choose from the range of finance options made available to you by Novuna. You will be given a breakdown of your monthly payment, deposit due, and the overall cost of your purchase.

3.     Complete your online finance application. A quick and easy process that takes just minutes to complete.

4.     Receive your instant decision. As soon as your application is approved, we'll process your order.

Further Notes:

·       No customer data is transferred from Saracen to Novuna.

·       Purchases are not confirmed until a finance application has been completed and approved in full. Once approved, your order will be fulfilled and dispatched.

·       Please note that finance may not be available on sale/clearance models.

Novuna Terms and Conditions

Consumer finance on Saracen.co.uk is provided by Novuna, a trading name of Mitsubishi HC Capital UK PLC. Credit is subject to status and affordability. Terms & Conditions apply.

In order to safeguard against fraudulent applications, we can only deliver goods to the home address of the applicant.

All offers of finance are subject to acceptance by Novuna. Saracen accepts no liability in relation to the credit analysis and resulting contractual obligations between you and Novuna.

Please direct all enquiries in writing to Novuna.

We advise all applicants to keep a copy of the Terms and Conditions, invoice, and any other documents related to the financing application for your records.

Saracen reserves the right to change these Terms and Conditions at any time.

For more information, please visit Novuna.

Saracen is a trading name of H Young (Operations) Ltd, registered in England & Wales (Company No. 00706712), with its Registered Office at Buckingham House, West Street, Newbury, Berkshire, RG14 1BD. H Young (Operations) Ltd is an appointed representative of Richdale Brokers & Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) (FRN: 944531). H Young (Operations) Ltd acts as a Credit Broker, not a Lender.